Military PCS · Feb 18, 2026 · 9 min read

FHA vs VA Loans with Down Payment Assistance: Best for First-Time Veteran Buyers in Woodbridge Virginia

For most first-time veteran buyers in Woodbridge, a VA loan paired with Virginia Housing assistance is best. You can finance 100 percent, cover closing costs, and avoid monthly mortgage insurance, often beating FHA even with the VA funding fee.

For most first-time veteran buyers in Woodbridge, a VA loan paired with Virginia Housing assistance is best. You can finance 100 percent, cover closing costs, and avoid monthly mortgage insurance, often beating FHA even with the VA funding fee.