Buyers · Feb 14, 2026 · 8 min read
How Credit Score Affects Your PMI Rate: Fairfax Buyer’s Cost Comparison
Your credit score directly determines your PMI rate in Fairfax, VA. A 740+ score may cost around 0.22% annually, while mid-600 scores can exceed 1.2%, adding hundreds per month to your mortgage payment on a $675,000 home.
Your credit score directly determines your PMI rate in Fairfax, VA. A 740+ score may cost around 0.22% annually, while mid-600 scores can exceed 1.2%, adding hundreds per month to your mortgage payment on a $675,000 home.