Neighborhoods · Feb 14, 2026 · 9 min read

PMI vs. Down Payment: Should You Put Down Less Than 20% in Fairfax?

Should you put less than 20% down in Fairfax County? In today’s balanced 2026 market, PMI can be a short-term tool that helps you buy sooner while preserving cash. Compare conventional PMI, FHA MIP, and 20% down strategies before deciding.

Should you put less than 20% down in Fairfax County? In today’s balanced 2026 market, PMI can be a short-term tool that helps you buy sooner while preserving cash. Compare conventional PMI, FHA MIP, and 20% down strategies before deciding.