Step-by-step guide
How to Buy a Home in Northern Virginia
Six steps from financing to closing, with local guidance from Johnny Sarkis.
The six-step buyer process
Step 1: Get Pre-Approved
Before house hunting, get pre-approved for a mortgage so sellers know you're serious and you understand your budget.
Step 2: Find the Right Agent
Work with a local Northern Virginia agent who knows the neighborhoods and can negotiate on your behalf.
Step 3: Search and Tour Homes
Browse listings and tour homes with attention to condition, schools, commute, and long-term resale.
Step 4: Make an Offer
Craft a competitive offer with the right price, contingencies, and timing for the Northern Virginia market.
Step 5: Inspection and Appraisal
Order a home inspection and satisfy the lender's appraisal to confirm value and condition.
Step 6: Close and Move In
Review closing documents, complete final walkthrough, sign, fund, and receive your keys.
Tips for Northern Virginia buyers
- Research school districts even without kids — they drive resale value.
- Factor in property taxes, HOA, and commuting costs.
- Consider proximity to Metro, Silver Line, and VRE.
- Never skip the home inspection.
- Be prepared to move quickly in competitive Arlington and Alexandria submarkets.
- Look into Virginia Housing first-time buyer programs.
Next steps
Estimate your monthly payment, explore Northern Virginia areas, or contact Johnny to start your search.